Did you know that most homeowner's insurance does not cover floods? Currently the City of Pratt is a Class 7 City in the National Flood Insurance Program Community Rating System. That means you will save 15% on your flood insurance if your property is in the flood zone. If your property is not in the flood zone, you will save an extra 5% on already reduced premiums. Whether or not your property is in a flood zone, it is always a good idea to have flood insurance. Floods can happen anywhere. Contact your insurance agent for flood insurance rates.
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